Pricing an Asset

Pricing an Asset   If there should be a momentary disequilibrium such that the price of an asset were “too high,” causing expected returns to be “too low,” investors would sell the asset and its price would return to the equilibrium level. And, the converse would be true for assets whose prices were “too low” and whose … Read more

Don’t Copy Another Agent’s Annuity Marketing Plan – Do it Yourself

As a small boy my mother would often ask why I did something. Of course the answer was because my friends had done it. Her answer was always “if they jumped off the roof would you”? Now if we ask ourselves the same question about our marketing plan, does it deserve the same answer? I … Read more

What is Leveraged ETN Tracking and How Does it Work

An ETN or an Exchange Traded Note is a senior, unsecured, unsubordinated debt security, which is issued by an underwriting bank. ETNs are backed only by the credit of the issuer and they also possess a maturity date.   Leveraged ETN tracking is designed for investors in order to provide access to the returns of … Read more

Navigating The 1099 Independent Contractor Compliance Landscape

Saving your company from ruins due to worker misclassification Executive Summary Over the years, full-time employees in the United States have enjoyed the fruits of long-term employment benefits where a good majority of the baby-boomers practically worked for a single employer until retirement.  However, business circumstances have lead to a new trend in the industry … Read more

IRS Back Taxes Payment Plan

IRS Back Taxes Payment Plan Surprisingly, establishing a repayment schedule with the Internal Revenue Service is comparatively easy. This can be done all on your own should you believe you are sure of what you really are carrying out. Otherwise, you really should employ an IRS tax attorney or tax professional in order to show … Read more