Avoiding Bankruptcy through Prompt Debt Payments

As time continue to change, so do people’s needs. That is why an 8-hour job is never enough to sustain new lifestyles. Because of this, we almost immediately turn to lending institutions in hopes that they will come to our rescue. And while borrowing can be a great quick-fix, debt is also a huge responsibility … Read more

Is It Time To Consider A Non-Profit Debt Management Program?

Are you suffocated by the piling debts, harassing phone calls, warning letters and incessant visits from third party collection agencies? If so, it’s time to consider if you need a debt management program to help bring you relief. As a credit card debt woman who is now in a debt repayment plan, I understand the … Read more

Legal Handling of Late Paying Tenants

Landlords often complain of late-paying tenants.  Despite of all their efforts and actions in collection, still they are left in hang as to when these tenants will actually pay their rental dues.  Tenant will always a thousand and one reasons on why they are not able to pay on time.  Especially now in the middle … Read more

Credit Counseling – Sample Late Payment Explanation Letter

The following is a pattern to write a letter to send to the person or company you are in debt to. Hector Milla Editor of the “Credit Card Debt Counseling” website — http://www.CreditCardDebtCounseling.biz — pointed out; “…To Whom It May Concern, The purpose of this letter is to inform (credit card company) of my current … Read more

Can President Barack Obama Give Us Our Financial Freedom?

When President Barack Obama took his position as the President of the United States, it was very refreshing for a lot of us.  One of the reasons we were happy to have President Obama as our President was simply because we were looking for our troops to finally come home and the war to be … Read more