Credit Counseling – Sample Late Payment Explanation Letter

The following is a pattern to write a letter to send to the person or company you are in debt to. Hector Milla Editor of the “Credit Card Debt Counseling” website — http://www.CreditCardDebtCounseling.biz — pointed out; “…To Whom It May Concern, The purpose of this letter is to inform (credit card company) of my current … Read more

How Does a Short Sale Affect Your Credit as Opposed to a Short Sale or Late Payments?

No matter what you do, if you are in a situation where you are not able to pay your mortgage on time there will be dire consequences when it comes to your credit. It is unfortunate and the situation is extremely stressful, however the sooner you bring yourself to the reality of the situation, the … Read more