A Good Debt Elimination Program Starts With a Budget

Debt is a financial disease that is affecting a vast majority of middle class Americans today. Many find themselves living pay check to pay check each month and wondering where all the money went while their level of debt keeps getting higher and higher. Those who are successful with money have one thing in common; … Read more

Behind on Your Mortgage Payment? You’re not Alone

If you are one of the many homeowners in default on your home loan, maybe because of an adjustable rate loan that has went up or a financial hardship, there are some solutions available to stop a foreclosure by your lender.  It is strongly recommended you seek help to solve your dilemma and get back … Read more

Debt Elimination Vs. Debt Management Program ? What’s The Difference?

Overwhelming credit card debt is a very common problem for many American consumers. Too many people just continue to pay their monthly minimum payments without any knowledge that their debt burden may never go away. When a person comes to the realization that they are caught in an endless cycle of debt, they may then … Read more

Credit Counseling – Sample Late Payment Explanation Letter

The following is a pattern to write a letter to send to the person or company you are in debt to. Hector Milla Editor of the “Credit Card Debt Counseling” website — http://www.CreditCardDebtCounseling.biz — pointed out; “…To Whom It May Concern, The purpose of this letter is to inform (credit card company) of my current … Read more