Most of the time chapter 7 is the best case scenario, however there’s also chapter 13. Chapter 13 should be used when there’s a lot of equity in a house or some other kind of asset that a debtor is trying to protect. An example of this can often be seen when a person comes … Read more
As time continue to change, so do people’s needs. That is why an 8-hour job is never enough to sustain new lifestyles. Because of this, we almost immediately turn to lending institutions in hopes that they will come to our rescue. And while borrowing can be a great quick-fix, debt is also a huge responsibility … Read more
Time to discuss debt free solutions, but before we do let’s try and understand how and why the average household is in danger of being strangled financially because of debt. The current state of the economy plays a big part, but that only speaks of the last 4-5 years. Things were pretty bad way before … Read more