might make sense

Roth IRA Conversions and the Alternative Minimum Tax

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Everyone with a traditional IRA should be looking into whether converting to a Roth IRA might make sense for them, because the ability to shelter future earnings from taxation is a very attractive feature of the Roth.  The difficult part in doing a conversion analysis, however, is in forecasting the tax bracket that will apply … Read more

Which is Better, a Bank CD Or an Insurance Company CD? Use This Quiz to Get Tons of Annuity Sales

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The answer is it all depends. It depends of the purpose of the money and what the prospect wants to accomplish. A fixed deferred annuity can be a sensible alternative to a bank certificate of deposit(CD). Ask your prospect the following questions to determine if a fixed deferred annuity might better meet their long term … Read more