Is Living Debt-Free An Unreachable Goal?

Many Westerners believe that living debt free is an unrealistic and unreachable goal these days. They live above their means and abuse credit like there is no tomorrow. Some think that it is OK since “everyone else is doing it”. Others underestimate the interest rates and don’t realize how much more they will owe in … Read more

Cheyne Capital News – Cio On How Alternative Funds Adapt As Fee Pressure Weighs

Private equity and hedge fund firms are battling to offer more flexible fee structures as they come under pressure from clients after many funds lost money in the credit crisis. Institutional investors making big ticket investments have pushed for lower management fees, paid as a percentage of assets managed, and many are already getting them. … Read more

How to Make Debt Management Program Work for you

Debt Management Plans (DMPs) are debt relief programs designed for debtors who are facing debt issues. The plans involve an arrangement in which credit counseling or debt counseling agency negotiates with the creditors to get a discount on debt amount, reduce or freeze the interest rate, waive the late fees to make the monthly repayment … Read more

How to Stop late Payment Fees in Credit Card by Runs

How to Stop late Payment Fees in Credit Card by Runs Like you I have also several times charged by Credit Card companies late payment fee just for barely crossing the specified time given by them for that transaction. For example if you have purchased today and as per Credit Card Companies minimum free period … Read more