Mortgage Lates on Your Credit Report

MORTGAGE LATES ON YOUR CREDIT REPORT   So many of you are facing the reality of being late on your mortgage payment and how it has affected your credit scores. I personally know of folks that had pristine (700) beacon scores, but when there adjustable rate mortgage increased, they could not afford the increased payment. … Read more

A Late Mortgage Payment Can Devastate Your Good Credit Score Quickly

Many times in life, things happen beyond our control. The same happens with our finances all the time. Many people would love to pay their mortgage on time and never have a late mortgage payment and keep a perfect credit score, but problems can happen to anyone at anytime. Knowing how a late payment affects … Read more

How To Estimate Your Home Loan Modification Program Like The Mortgage Companies

Attempting to sift through mortgage loan modification on your own loan is bad enough. Try to find a private time to sit in silence and thing about your financial goals.  Is keeping your home one of them?  If so, the administration has created Obama loan modification programs to help. With the help of good loan … Read more

Remove Late Payments

Most people know that if they pay their bills late, their credit scores will suffer. However, most people don’t know this: According to Credit.com, a single 90-day late payment is as damaging as a bankruptcy filing, a tax lien, a collection, a judgment, or repossession. It doesn’t matter if you’re late paying a credit card … Read more