Mortgage Refinance Loan Advice

If you’re like many homeowners, you dream of better days when your property is paid in full and you don’t have to make those dreaded mortgage payments anymore. But, getting back to reality, many are turning to mortgage refinance services in order to cut their monthly loan payments or to extend their loan periods. Keep … Read more

Honey?the Bank is on the Phone?since We Were Two Days Late on our Payment

There is just too much at stake for the lender and the borrower. Being proactive is the rule of the day. In the area of Adjustable Rate Mortgages, lenders are pre-empting “payment shock” by calling months ahead to determine the budget status of families looking down the barrel of a huge increase. Some lenders who … Read more

Mortgage Lates on Your Credit Report

MORTGAGE LATES ON YOUR CREDIT REPORT   So many of you are facing the reality of being late on your mortgage payment and how it has affected your credit scores. I personally know of folks that had pristine (700) beacon scores, but when there adjustable rate mortgage increased, they could not afford the increased payment. … Read more

Loan Modification Glossary

You know what a mortgage is, how it works, and what to watch out for. But when you go asking for mortgage assistance, your lender’s words make about as much sense as alien banter. That’s what makes the Loan Modification process so confusing for many homeowners—and why many of them simply give up. But you … Read more