Companies not paying on time ……………… do so for two main reasons. a) they have severe cash flow problems and b) they use their customers as an interest free loan. Trade credit is almost always interest free, in the current climate customers are using their suppliers as loan providers. Any extra delay means money in … Read more
If you are fortunate then you will never get into the clutches of the debt trap. But not everyone is as fortunate. So, in case if you have borrowed money from different creditors and find it difficult to manage the repayments there are chances that you will get entangled in financial crisis. At … Read more
SARASOTA, FL…April 25, 2008, was an exciting day for DirectBuy of Sarasota Franchise Owners Rich and Katherine Miller. Not only did they host the grand opening of their new showroom, but they also celebrated more than 25 years of helping consumers save on home improvement projects, furnishings and accessories. In 1980, the Millers worked … Read more
Why should a writer make the conscious decision to publish his work with a publisher that intends to give that work away to the public free of charge? For that matter, why should any publisher make the conscious decision to give away its product? Or its investment, even if that investment is primarily in time … Read more
Recently, my newspaper reported that a local bank “…earned a four star excellence rating for the sixty-fourth consecutive quarter.” That’s sixteen years of four star excellence! The article went on to say that the “rating is based on a complex formula that includes …capital safety levels, quality of loan portfolio, and the ability to meet … Read more