UK Prompt Payment Code Hypocrisy

It is a well known fact that cash flow problems are to businesses, what heart disease is to public health. Heart disease is the UK’s biggest killer and rightly so it has received much publicity and government support so it was encouraging to learn back in 2008 the that government were introducing the Prompt Payment … Read more

Debt Management Services: Serve to Give your Debt a Curve

The individual cannot evade accountability for debt but the government and the lenders could do a lot to help people with shaky math understand the consequences. Legislation should make it obligatory for credit card statements to give how long it would take to pay the current debt off if only the minimum payment is made … Read more

Compare Alternative Mutual Funds

There are many different types of alternative mutual funds. Basically, an alternative mutual fund is any mutual fund that is different in some way. For example, an alternative mutual fund would be one focused on energy. This could be renewable energy or alternative energy. Either is considered an alternative mutual fund and they are actually … Read more

Paying Bills on Time and the Payment History Segment of the Credit Score

This is the breakdown of the FICO Score: -35% Payment History – 30% Amount Owed -15% Length of Credit History -10% New Credit -10% Types of Credit Used The Payment History section takes up the biggest portion of the score and that’s also the part that is sensitive to delayed payments, in fact, the better … Read more