The Basics of Stated Income Commercial Loans. Stated income commercial loans are loans that don’t require a mountain of paperwork or proof of your income. The only stipulations when applying for a stated income commercial loan are that one must have proof of employment, credit score of 650 or better and qualifying commercial real estate. … Read more
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Most of the time chapter 7 is the best case scenario, however there’s also chapter 13. Chapter 13 should be used when there’s a lot of equity in a house or some other kind of asset that a debtor is trying to protect. An example of this can often be seen when a person comes … Read more
I’ve just completed my ninth year of being completely debt free. On January 19, 1999 I paid off my first home. That 30-year mortgage ended up being only 6 ½ years, saving me over ,000 in interest payments. Six years ago, we moved. We doubled our real estate assets and increased our net worth. … Read more
The new housing plan announced by President Obama last week has two main parts. First, there is a billion loan modification plan and, second, there is a program that helps borrowers who are not in danger of defaulting refinance their mortgage. These are some of the key questions to ask to determine if you … Read more