Since your payment history affects 35% of your credit score, it is easily the most important part of your credit profile. It is also one that you can control. Clearly, the best way to achieve a high credit score and a positive credit report is to maintain a flawless record of full payments, made on-time, … Read more
After file ruin I checked my credit on-line. What does a charge bad parsimonious.?O.k. I filed bankrupcty 2 months ago and I checked my credit online. All my credit cards influence “BANKRUPTCY CHAPTER 7, XPN: Account closed at grantors request” But my auto loan says its still unstop and has 2 charge offs conceivably its … Read more
Your payment history is actually determining 35% of your credit score, which is why you would mind to make your payments on time! Furthermore, the late payments will affect your score for a long period – 7 years! It happens just because you pay slightly slower, then you deserve a big stain on your credit … Read more
WOW, here comes a new wagon down the street with great news for today’s credit challenged families. I know that it must be very disheartening when you have tried to keep a good credit paying history. You sit back and wonder, “how did this happen to me”? when I always paid my bills on time, … Read more
Are you reviewing your credit report in efforts to get a good FICO score? If so you need to look for the negative entries listed. You need to stop them from happening and know how they are weighted into your FICO score. The most common is late payments and these often have the … Read more