Sub-prime lending is a type of credit given to homeowners who do not meet the criteria for regular (“prime”) loans. A typical sub-prime borrower has a poor or limited credit history and a FICO score of less than 620. These factors make them a risky investment for regular lenders, which keeps them from taking out … Read more
As loan modifications have become more popular, it’s more important than ever to properly inform the public as to what the various elements surrounding loan modifications. Q: Is a loan modification right for me? A: A loan modification can be right for any homeowner who has a steady source of income and who is facing … Read more
Using a California loan modification attorney can be a huge benefit. A California loan modification attorney can help you get a loan modification quicker and can help you get a loan modification that suits you better. California loan modification attorneys have the experience and knowledge to work with lenders and negotiate a better deal for … Read more
If you are seriously considering a home loan modification, you probably are researching the subject and exactly what the loan modification industry is like. Home loan modifications are definitely not something new, but they are new to many people. The recent real estate and credit crisis has people wondering how long they can last in … Read more
Are you having a hard time with your mortgage? Are you afraid that you are going to slip into foreclosure? Did you already receive a foreclosure notice? If you answered yes to any of these questions, or if you are in any challenging financial situation that jeopardizes the safety of your home ownership, then you … Read more