Consumer Debt Relief Programs: The Basics

Debt Relief IQ.com provides a unique on-line debt relief portal that guides consumers with the step-by-step process of settling their credit card debt, personal lines of credit and other unsecured debt using easy-to-use software.  Since the Federal Trade Commission has officially banned debt settlement companies from taking any advanced fees (http://ftc.gov/opa/2010/07/tsr.shtm) on October 27, 2010, … Read more

Payday Loans – Everything You Need To Know

National Debt Relief Program Payday Loans: All You Need To Know Definition of a payday loan: A payday loan is a very short term loan. Usually the term is 1-2 weeks. Payday loans are also knowns as “cash advance”, “paycheck loan”, “check loans”, and “payroll advance loans”. The loan is repaid when you receive your … Read more

Is Debt Management Program A Debt Relief Option For You?

Is debt management program a debt relief option for you? It is if you feel that you have more creditors than you can handle and it seems impossible to make another month’s minimum payments. A debt management program can help you, as the name explains, to organize your multiple debts into more affordable payments. Instead … Read more

Debt Relief Help – Are Your Late Payments Getting You Deeper In Debt?

You know it brings a sickening feeling to the pit of my gut when I think of the number of times and how much it must have cost for my credit card company to charge not just me but all of their customers for late payments when a pay check and a monthly payment just … Read more

10 Practical Steps To Becoming Debt Free In 3 To 5 Years

This article provides 10 practical steps or ideas to help you become debt free in three to five years. Debt relief is a serious problem for most Americans. We live in a society where everyone wants the coolest gadgets, a nice car and a nicer house. There’s nothing wrong with that. Unfortunately, the good life … Read more