Financial Resource

Outstanding credit card balances comprise a huge problem for today's consumers. Consumer debt doubled between 1995 and 2005, and so have the number of existing agencies to help people pay off what they owe. Debt prevention and management services are a thriving ...

During the present economic crisis, every consumer is looking to save few dollars in any possible means whether it may be through reduced interest rates on debt or through cutting expenses. Is it really possible to reduce interest rates on debt and ...

If you are deeply in debt, you might be torn between declaring bankruptcy and the process of consolidating debt. It is important to understand the potential impact of either action on your credit. A bankruptcy filing can stay on your report for many ...

What is the point of consolidating debt and when should you do it? What are some of the options for consolidating debt? At some point in their financial lives, many people ask these questions. If you have been pondering these thoughts, read ...

Debt settlement is an agreement with a creditor to accept a lower amount of money to resolve the money owed.  Debt settlement can be attempted with the original creditor, but it is usually after the debt has been sold to a collection ...