Do you cringe every time the phone rings or constantly have to look at the caller id before answering? Do you dread picking up and opening your mail? If these are two things that have become less then a pleasant experience in your life, it is more then likely due to excessive calls from delinquent … Read more
Proper use and management of funds and assets are two practices people would do well to aim for and cultivate. Even in economically stable times, the prudent stewardship of finances and property is both ideal and necessary. Navigating through these financially-troubled times thus would require developing even more judicious habits. This, however, is something many … Read more
It is the aim of every person in debt to become debt free in the least possible time. Collection calls, piling bills for payment and low credit score keeps a man in low esteem. A customer tries all tricks available to come out of the current debt situation. Right from speaking to the debtors himself, … Read more
There are times when people forget to keep a track of all the debts that they owe to various lenders for various purpose and hence fall for the mismanagement of due debts. However, the management habits among the borrowers have remained consistent even after severe impact of recession. The younger generation who has never experienced … Read more
Each year, hundreds of thousands of people use informal debt management plans to try and resolve their debt problems. However, with these plans often lasting for many years, would debtors be better off considering an IVA or even bankruptcy? Unofficial estimates have suggested 100,000 people every year carry out DMP’s. I think the real number … Read more