How pensions are funded

What are pensions In 1889 Germany started guaranteeing its elders payment for their old age. In those days the state paid a monthly stipend to citizens over the age of 65.  Since average lifespan in those days was 40-50 years, there were very few beneficieries and pensions were not a significant outlay for national treasuries. … Read more

Debt Management Programs ? A Legitimate Way To Secure Financial Freedom

If you’re one of those unfortunate individuals inundated by debt counseling commercials each time you sit down to watch TV, you are probably apt to believe the hype that these agencies are there to assist you with your credit problems and create a useful debt management program to help you achieve financial freedom. Sadly enough, most … Read more

Securing Payment from Your Event Attendees

Frank Richards is a Business Management Consultant who specializes in Service Level Agreements. Last month he ran four seminars in major Australian cities but he’s finding that the ticket money does not cover his costs. In these days of instant payment you would believe that the problem of unpaid registration fees is a negligible issue. … Read more

Australia’s Pension Fund Sector Has Leap Frogged Canada

Australia’s .3 trillion pension fund sector has leap-frogged Canada to take fourth spot in the Towers Watson Global Pension Asset Study 2011.  According to the study, the value of Australian pension fund assets increased to 103 per cent of gross domestic product (GDP) at the end of 2010, compared to 93 per cent in 2009.  … Read more

Alternate energy investing

Investing in Alternative Energy Stocks Alternative energy stock portfolios are a great part of a modern investor’s financial plan, due to the fac that there is so much upward potential. These make excellent long term growth investment vehicles, and the money put into them by you, the investor, serves to further the cause of implementing … Read more