Mutual funds overall return poor results. A good one may return 10 – 12 compounded but with inflation, that’s not much and on the risk side 30% losses or more can occur and they can last for years! Fact is most don’t even out perform the index, there are better alternatives with lower risk … Read more
Everywhere you look, from the newspaper to television, people are talking about hedge funds. Though the world’s fascination started several years ago, with the recent Madoff scam, there has been an increase in negative media attention for the entire hedge fund world. Since the mass media has painted a picture that is far from true, … Read more
Your credit card payment can be late for a variety of reasons that may or may not be your fault. But, with late fees approaching or above, it is definitely in your best interests to get your credit card company to waive a late fee. Sooner or later, it happens to everyone. You procrastinated, … Read more
Succumbed to several desirable and undesirable expenditures one is forced to go for some debts. These small multiple debts with the period of time take a deformed shape hampering our financial status and credit history. A person starts borrowing to catch the regular monthly installments gradually increasing the debts. Even situation becomes such absurd that … Read more
Financial freedom is a bit of a misnomer, in my opinion. Having financial freedom is defined as being in a place in your life where you no longer have to work to pay for your living expenses. To me, having financial freedom is more about time than money. What could be better than having the … Read more