Need a Payday Loan Immediately? We Can Help!

Written by admin on March 25th, 2011

(Q – questions, A – answers)

Q: Where can I get a payday loan with a realistic interest rate?

I am looking for a payday loan that is not going to cost me more then the initial loan. Any help would be greatly appreciated.
A: I’ve searched all around for a quick payday loan cash advance online, and the best one I found, and that I’ve used a several times was – the interest rate is really low and they put the funds in by the next day. I hope this helps you, good luck!

(Asker’s Comment: Thank you so much for all your help! I went to and got my cash advance payday loan in about one hour with no faxing.)

Q:  Is it safe to apply for an online payday loan?

They ask you to fill out your social security number, and your checking account number online. Can this be trusted? I want to get a payday loan, but am I putting myself at risk for identity theft?

A: Pay day loans are quick short term small loans for emergency situation. There are people who will take advantage of others when they in trouble. If the company is not well known, i would stay away. You better find a local source or currency exchange for the loan. Some local banks, credit union also offer this kind a service. its safe and cheap.

Q: How hard is it to get a payday loan?

Would it be hard to get a payday loan if you filed for bankruptcy and credit sucks? I filed for bankruptcy over a year ago–it was discharged…before i filed i was up to my next in payday loans==four different companies. Would that affect me now for getting a payday loan? I suppose if i didnt go through the same companys as i did before like cashtree for instance i would be okay….what do you think? I need a loan for 400 dollars.

A: If a salaried person is undergoing a phase of financial trouble and has failed to make timely payments in the past, then still without any inquiries, he or she can instantly find approval of payday advance for poor credit. The only condition laid down by the lenders is that such people should be salaried ones and are citizens of US. However, prior to applying for the loan, you must take costs of borrowing an amount into consideration as well.The salaried people must be availing a regular paycheque of no less than 00 for past six months at least. Only adult people of 18 years of age or above are eligible to borrow under the loan, if they have an active bank checking account to their name. An online application is usually sufficient for the lenders to approve it, if the details are satisfactory. Most of the borrowers find these loans within 24 hours into their bank checking account.

Q: Is it possible to get a payday loan on saturdays?

I live in the united states and I was wondering if anyone knew of any payday loan company that will give a loan on Saturdays?

A: I got a loan from www.INeedAPaydayLoanImmediately.Co.Cc last year on a Sunday. I’m guessing if they do it on sundays then they loan on saturdays too.

Q: Where can I get a faxless payday loan that I will be 100% approved for no matter what?

I need to get a payday loan for about 500.00, and I can’t seem to find any company that will approve me. I meet all of there income and employment requirements. I hope that it is not because I am in the military.

A: One of the fastest ways to get cash with bad credit, and little hassle, would be with a payday loan. Yes they have terrible interest rates but they are taking a risk. This site offers more details about the payday loans as well as various sites offering the loans, many without even a credit check. Do your homework. Best starting point is here:
If  you want some more information, I would check out…
Take care.

Q: How to resolve a payday loan check if you don’t have the money in thew bank to pay it?

Also Isn’t there a book you can get that tells you how to clear your credit up and get bill collectors from harrassing you? I have 3 loans out that are payday loans what happens now I have been in the hospital and am going to be at least 2 months behind on them?………Please help!

A: This means that you are going to have bounced checks when the payday loan people run your checks through their banks.
Also, a good place to check
Best of luck to you.

Q: I need a payday loan but I dont have a regular bank account.?

I know payday loans are a bad idea, you don’t have to tell me about that. I have a Wal-Mart money card and my paycheck is deposited directly to the card. I have a form with the direct deposit info but all of the normal payday loan companies have denied me. Help! I need a payday loan!

A: Payday loans are designed to help people who are having short-term financial problems. They’re cash advances that most people pay back in full out of their next paycheck, although the loans can be extended if you want.
People usually only use them when an emergency comes up because the interest rates are a lot higher than what banks and other traditional lending institutions charge.
But the beauty of a payday loan is that the lender does not care if your credit history is good, bad, or somewhere in between. They are mostly interested in whether you have a regular job or some other type of regular income, and if you make enough to pay them back what you’ve borrowed.
If you don’t have a checking account and you want a payday loan you will need to have a savings account. That’s because whatever you borrow will be electronically transferred into your bank account within 24 hours after you’re approved. And approval usually takes less than an hour.
Because interest rates are so high and can vary by a lot between one payday loan company and the next, a lot of people go online and compare rates (for free) to find the lowest rates before they apply for their loan.
But if you need emergency cash, it’s good to know that they are available for you whether or not you have a checking account.

Q: Can I have a payday loan put on a prepaid credit card?

Also if I were to open a checking or savings account, would I be rejected from a payday loan until the account has been active for a certain amount of time.

A: If you get a payday loan you MUST have a valid checking acct and it has to have been open for a full 30 days. You cannot get a payday loan if you just have a prepaid credit card as they have no way of recovering their money when the loan comes due.


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