Credit Card Debt Free – Balance Transfer, Debt Consolidation Or Debt Settlement

However, which one is the best alternative? credit card debt consolidation, debt settlement or simply balances transfer, below you will find some important points that will help you making a decision, hopefully the right decision. Firstly, balance transfer is a very good option because you are turning a high interest rate debt into a low … Read more

Exotic Alternative Mutual Funds

Many investors today are looking for alternative mutual funds that are guaranteed to make them money or at the very least not lose them any money over the long term. These are funds that have very low risk and that won’t bring in high returns as a result. Of course, with alternative mutual funds there … Read more

Paying Bills on Time and the Payment History Segment of the Credit Score

This is the breakdown of the FICO Score: -35% Payment History – 30% Amount Owed -15% Length of Credit History -10% New Credit -10% Types of Credit Used The Payment History section takes up the biggest portion of the score and that’s also the part that is sensitive to delayed payments, in fact, the better … Read more

The Difference Between Debt Management Program & Debt Settlement

Have your bills overwhelmed you and you have no idea what to do? Don’t worry there are two options immediately available to you – debt management program and debt settlement. You probably don’t want to have to choose one of these choices in your lifetime, but let’s take a look at them anyway. Alright let’s … Read more