rmally, when you’re looking to consolidate credit card debt you have the following options: get a debt consolidation loan -or- apply for a home equity loan. But if your credit card debt is still manageable, you may want to consider consolidating your balances with 0% APR credit cards instead. Using a 0% APR credit card … Read more
“The best way to break a bad habit is to drop it.”- Leo Aikman Do you know that nearly 27,000 Bahamians’ are 90 days or more overdue on their loan payments? Believe it or not, that is the startling facts revealed in the Central Bank’s fourth quarter report for 2007. The report shows that … Read more
What are pensions In 1889 Germany started guaranteeing its elders payment for their old age. In those days the state paid a monthly stipend to citizens over the age of 65. Since average lifespan in those days was 40-50 years, there were very few beneficieries and pensions were not a significant outlay for national treasuries. … Read more
The concept of the term ‘debt consolidation’ is obvious, but many do not know exactly what debt consolidation entails and what services debt consolidation companies provide. Amidst the vague understanding, many hold the opinion that debt consolidation companies often deceive customers and only do more harm to their financial situation. There are illegitimate companies, yes, … Read more
Being debt free is one of the best feelings in the world! It may not be easy but with discipline and determination, freedom from debt can be achieved. The easiest way to get into debt is by using credit cards. Since you are operating on credit, you are already in debt. A clever way to … Read more