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Late Payments on Your Credit Report

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Late payments that show up on your credit report hurt your credit score to varying degrees. Even though it seems that all late payments are the same, this is not true. There is one late payment in particular that could ruin your credit for a very long time! Whether it is a late rent payment, … Read more

Why Writers Should Publish Their Work With Open Books

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Why should a writer make the conscious decision to publish his work with a publisher that intends to give that work away to the public free of charge? For that matter, why should any publisher make the conscious decision to give away its product? Or its investment, even if that investment is primarily in time … Read more