Credit Report – How Do Late Payments Affect My Credit Report And Score?

Of course you don’t want to make any late payments on your credit cards or loans and affect your credit report and score unless you absolutely have to, but what happens if you’re unable to avoid it? It all depends on whether you’re 30, 60 or 90 days past due. If it’s only one late … Read more

Slow Payers, what can the new European Directive on Late Payments do for creditors waiting for the cheque in the post?

It now seems highly likely that a new Directive dealing with the late payment of commercial debts will shortly be approved.  It has already got the green light from The European Parliament.   As a new Directive, it will replace the existing Late Payments Directive of 2000, and will seek to bring about a “decisive … Read more

Enterprise Bankruptcy – When Does a Corporation Or Partnership Will need to have to Report?

Benefits to Use Chapter 13 Bankruptcy As an alternative to Chapter 7 Bankruptcy Assuming you have determined that you have to file bankruptcy, some people probably are not mindful of the numerous options offered. Chapter 13 Bankruptcy and Chapter 7 Bankruptcy are the kinds of bankruptcy chosen most frequently by individuals. You can find several … Read more

Credit Counseling Debt Consolidation Does Affect Your Credit

Most Americans are looking for a solution to absolve their debts and improve their financial health. In eliminating debt everyone has heard of the many alternatives in debt management. In joining these programs the primary concern most consumers have is how their credit score will be affected long-term. Debt management, debt consolidation, does affect your … Read more