Monthly Stock Market Trends – February 2010

This is monthly chart for the S&P 500 showing 20 years of performance. Since this index is the one used by professional traders, it is important to understand how it is performing. This chart is also excellent at defining the longer-term trends for the market. The bull market of the last five years broke down … Read more

Family Saving Trusts and Asset Protection

The legal arrangement referred as a trust is entitled for developing various strategies for accomplishing & formulating estate planning, asset protection and privacy benefits for the settlers and beneficiaries (those who are entitled to receive trust’s income or principle either currently or at some time in future). It has been around for several hundred years. … Read more

The Implications of Outsourcing IT Positions to Low Cost Countries

style=”text-align:justify;”>BACKGROUND: Off shoring – the transfer of high wage U.S. jobs to lower cost overseas locations especially in Banking Industry is enabled by improved communications technologies and driven by the desire of corporations to establish a business presence in potentially lucrative foreign markets as well as to take advantage of the lower costs of production and … Read more

Basics of a Health Insurance Exchange

The Patient Protection and Affordable Care Act mandates for the formation of a state based health insurance Exchange.  These Exchanges will serve as a regulated insurance marketplace where all the transactions and health plans will be in accordance to the federal healthcare reforms. Initially the Exchange will only be open to individuals and small firms … Read more

Using Cost Segregation Studies To Tax Advantage

The Noted English economist John Maynard Keynes once stated that “[t]he avoidance of taxes is the only intellectual pursuit that carries any reward.” While the absolute truth of that statement may be debatable, legally avoiding the payment of taxes is a national pastime that rivals baseball. A cost segregation study is perhaps the newest service … Read more