How to Save Money by Keeping the Change

I confess–I’m a penny pincher. I don’t mean that I’m thrifty (actually, quite the opposite–I’m trying to learn to spend more cautiously). I mean that I literally save pennies. When I see a penny on the ground, I have to pick it up. Even when it’s not heads up. Even if it’s not shiny. I … Read more

It Really all Boils Down to Money

As giant corporations spin off their operations in favor of outsourcing, the unemployed lines get longer. In this millennium a young person with a working life of 50 years has almost no chance of staying with one company or climbing any career ladder. Smart ones are taking responsibility for their own futures by studying global … Read more

Health Savings Accounts: More Than Meets the Eye

For quite some time now, the government has been trying to come up with a way to get people the kind of affordable health insurance they need and want. Remember that the cost of all health insurance has always been the sticking point and to that end many of these attempts have failed except for … Read more

Use Government Grant Money to Pay Your Outstanding Debt – It’s Easy to Qualify!

Many Americans are drowning in debt without a life preserver. Most debtors dream of being able to pay off all of their creditors without declaring bankruptcy. Some turn to government grants for help. Every year the government sets aside billions of dollars to be distributed to government institutions, private organizations, and individuals in the form … Read more