1. Payday loans trap consumers in “cycle of debt” Although the phrase “cycle of debt” is a favourite among industry critics, it is not based on the truth. Researchers and American state regulators consistently report that 70-80% of customers use payday cash advances between once a year and once a month. Cash Genie, the short … Read more
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Life needs to be lived lavishly. For that you need all the facilities you can acquire. This belief that we have makes us spend more money then we earn. With so many institutions offering loans, it’s the best way to make up for a low income. You take loans, buy stuff and forget about repaying. … Read more
Favorable View of Payday Loans We must admit the fact that payday loans have been very controversial recently. There were many intrigues thrown against them. On the other hand, there were a lot still who consider payday loans as the best tool and helpful option when we run out of money. More and more people … Read more
Your payment history is actually determining 35% of your credit score, which is why you would mind to make your payments on time! Furthermore, the late payments will affect your score for a long period – 7 years! It happens just because you pay slightly slower, then you deserve a big stain on your credit … Read more