Consolidate Payments and Eliminate Credit Card Debt

The more credit cards you have, the more credit card bills you must pay each month. Not only is it a hassle to keep track of all these accounts and writing and mailing checks to each account, it is also a strain on the wallet to make those payments. In many situations, debt consolidation can … Read more

Paying Bills on Time and the Payment History Segment of the Credit Score

This is the breakdown of the FICO Score: -35% Payment History – 30% Amount Owed -15% Length of Credit History -10% New Credit -10% Types of Credit Used The Payment History section takes up the biggest portion of the score and that’s also the part that is sensitive to delayed payments, in fact, the better … Read more