People are finding themselves under a mountain of debt today, without the slightest clue as to how to reduce the load. Hence, there is an urgent need to check out some reliable debt management programs and give them a try. You are going to be pleasantly surprised at some of these programs and their simple … Read more
As our economic outlook continues to be poor and as the stock market is in turmoil, stock investing has become increasingly difficult. Maintaining a solid investment portfolio can be hard work. One alternative to the difficult work of stock selection is to invest in mutual funds. With thousands of mutual funds to choose from, how … Read more
You might be surprised on the damage a single late payment might be to your credit score. But if you have made a late payment can you find out how much it affected your credit score? Not unless you have been monitoring your credit score and have a before and after number. But even that … Read more
Open source is a theory or method in business that makes a company’s sources and materials known and accessible in addition to its end product. This has become a prominent concept since the dawn of the internet and its information highway. The history of open source, although it was not known by this moniker, dates … Read more
Recently, my newspaper reported that a local bank “…earned a four star excellence rating for the sixty-fourth consecutive quarter.” That’s sixteen years of four star excellence! The article went on to say that the “rating is based on a complex formula that includes …capital safety levels, quality of loan portfolio, and the ability to meet … Read more