Guide to Select Debt Settlement & Debt Management Program

Debt management plans can be one of the most effective ways to help you reduce your debts (debt settlement) as well as pay them off. Debt management programs are great for any kinds of unsecured debt that you may have, but you really need to make sure that you understand the program before your get … Read more

Remove Late Payments

Most people know that if they pay their bills late, their credit scores will suffer. However, most people don’t know this: According to Credit.com, a single 90-day late payment is as damaging as a bankruptcy filing, a tax lien, a collection, a judgment, or repossession. It doesn’t matter if you’re late paying a credit card … Read more

How To Be Debt Free by Consolidation

Your dream come true, be debt free with consolidation.  It is one of the options that you have when it comes to financial difficulties. If your creditors are demanding payment, you need real solutions. If you use all the resources that are available to you, then you could finally be debt free.   Keep in … Read more

Credit Report – How Do Late Payments Affect My Credit Report And Score?

Of course you don’t want to make any late payments on your credit cards or loans and affect your credit report and score unless you absolutely have to, but what happens if you’re unable to avoid it? It all depends on whether you’re 30, 60 or 90 days past due. If it’s only one late … Read more

Slow Payers, what can the new European Directive on Late Payments do for creditors waiting for the cheque in the post?

It now seems highly likely that a new Directive dealing with the late payment of commercial debts will shortly be approved.  It has already got the green light from The European Parliament.   As a new Directive, it will replace the existing Late Payments Directive of 2000, and will seek to bring about a “decisive … Read more