Let’s say you made one of those big no-no credit mistakes. You went out of town on vacation for a week, came back home and realized you totally forgot to pay your credit card bill. It happens all of the time. Chances are you are okay. The worst thing that may happen is you have … Read more
Your payment history is actually determining 35% of your credit score, which is why you would mind to make your payments on time! Furthermore, the late payments will affect your score for a long period – 7 years! It happens just because you pay slightly slower, then you deserve a big stain on your credit … Read more
Definitely, you don’t like to be caught in making late payments with regards to your loans or credit cards and affect your own credit score and report not only if you have to basically really have to. However, what if it happens that you just cannot really avoid that predicament? Well, that really basically depends … Read more
WOW, here comes a new wagon down the street with great news for today’s credit challenged families. I know that it must be very disheartening when you have tried to keep a good credit paying history. You sit back and wonder, “how did this happen to me”? when I always paid my bills on time, … Read more
When the Banks Say “No”, They Say “Yes” Did you know you are being targeted and cheated. When I was growing up, my mother had a phrase she’d used for people doing something unethical and/or outrageous: “Oh, they showed out with that!” Let me stress here: Our financial institutions are surely “showing out!” Ignorance is … Read more