Introduction Non-resident Indians are a lucrative customer segment, but private banks looking to attract and retain these individuals face a number of distinct challenges. To succeed in this market, banks need to understand the changing nature of these customers and the shifting competitive landscape, and have well-developed strategic plans. Scope *Interviews were conducted with bankers … Read more
Start-ups and small businesses have traditionally had difficulty raising capital through outside sources and, for new companies, the chances of getting a bank loan is close to zero. Most banks today won’t even consider lines of credit or loans for companies that have been in business less than 3-5 years. Start-ups haven’t built up adequate … Read more
If you’re in debt, you may find that one of your problems right now is not so much lack of information as it is too much information! There are tons of sites online offering all kinds of debt solutions. Many of them call themselves debt consolidation, but that term is used so loosely it sounds … Read more
At the end of September, Congress gave President Obama a bill ostensibly designed to help small business loan programs and small business lending. The bill, which had been hotly contested by Republicans throughout the year, was a drastically pared down version of a proposed bill at the beginning of 2010. The real question is, does … Read more
It may not be affecting you directly, but the recent economic turbulence (which is supposedly heading for disaster) is just a example of what you may be facing the day you graduate and enter the job market. And, as those affected by the current economic crisis may tell you, now is probably the time to … Read more